Hey there, struggling to find a private money real estate loan? Feeling like your credit score is haunting you? Don't sweat it, friend! At No Fico Home Loans, we don't care if your credit report looks like a horror story – we're here to be your financial superhero!
Picture this: instead of drowning in paperwork, you're lounging on a beach chair sipping a cocktail because we need very little of it.
In fact, we might not even ask for an appraisal – it's like skipping the boring part of a movie and jumping straight to the action!
Life's a rollercoaster, and sometimes you need a loop-de-loop to get back on track.
Our loans might be a tad pricier, but when you need cash pronto, we'll swoop in faster than a pizza delivery on game night.
Plus, we've got more money than a kid's piggy bank, so funding your dreams is as easy as pie.
Here's what's on our menu of financial delights:
• Loans up to 65-70% loan-to-value, depending on property type.
• Who needs income documentation? Not us!
• All kinds of real estate, anywhere in California (and beyond!)
• Credit scores? Pfft, we're not interested
• We're all about that sweet, sweet property equity
• First and second trust deeds? You got it!
• Need cash? We'll make it rain from $75,000 up to infinity and beyond!
• Rapid closing timelines – blink and you'll miss it!
• Property types? We're as flexible as a yoga instructor (residential, apartments, condos, you name it!)
• Got a wild idea? We're all ears – even cannabis businesses are welcome!
• HELOCs are now on the menu – dig in!
We prefer non-owner occupied properties, but have programs, nearly every situation.
We’re like the McGyver of home loans!
So, what are you waiting for? Call, text, or email us for a fast, no BS quote – we're quicker than a cat on a hot tin roof when it comes to responding! Let's turn your financial frown upside down.
Over 25 years experience
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